Bank Statement Loans – Mortgage Mortgage Program for Self-Employed

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Bank Statement Loans – Mortgage Mortgage Program for Self-Employed

We provide the greatest 24-month and 12-month bank declaration loan mortgage programs for self-employed borrowers. Consult a professional today & have the best prices! 800-216-1723

HomeXpress Mortgage is really a responsible loan provider that provides loans to borrowers who possess the capacity to repay their loans and who meet all regulatory financing requirements. We’re providing possibilities for lots more borrowers to be a part of the United states imagine payday loans Nebraska homeownership despite the fact that they might have experienced significant credit occasions or have actually verifiable income that doesn’t fit the standard home mortgage grid.

That which we take into account in mortgage loan applications

Being a wholesale loan provider, HomeXpress Mortgage discusses the borrower’s earnings according to their work category. Therefore, in the place of basing the mortgage choice procedure entirely on a credit government and score underwriting matrices, our approach is dependant on 24 months’ worth of individual or company statements into the bank.

This enables us to understand problem whenever it comes to determining and borrowing the borrower’s capacity to Repay (ATR) the mortgage based on the loan’s terms. HomeXpress Mortgage examines the bucks flow and costs, such as for example lease and bill payments, throughout the approval means of bank statements for home loans such as this.

Why Check Out HomeXpress Mortgage?

Our company is a mortgage lender that is wholesale. Our company is certified to do business with lovers, including home loans and mortgage bankers, in 28 states. As loan providers, we help brokers prov loan that is non-QM with their customers. Our account executives work straight with brokers and our Broker Platform offers agents a real-time check loan status for several of the customers.

HomeXpress Bank Statement Mortgage Loan Products – Mortgage Brokers

  • PrimeX cheapest prices for customers whom almost qualified for and also have not possessed a property property foreclosure within the last four years.
  • CoreX For borrowers which have a FICO rating as little as 500.
  • InvestorX DSCR A no earnings verification loan for investors without evidence of income – investors are qualified on the basis of the fee that is rental the home under consideration.

Check out our price sheets and bank declaration home loan programs to learn more about each of our bank declaration loan services and products.

HomeXpress Mortgage is a lender that is wholesale work with 28 states and DC: Alabama, Arizona, Arkansas, Ca (BRE and DBO), Colorado, Connecticut, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Louisiana, Maryland, Minnesota, Nevada, nj-new jersey, new york, Ohio, Oregon, Pennsylvania, sc, tennessee, Texas, Utah, Virginia, Washington, and Wisconsin.

See our State Licensing page to get more license information.


HomeX home loan takes pride in supplying service that is top-notch choosing the best solution quickly. We’ve over 60 account professionals, that are skilled, knowledgeable, and responsive. Get in touch with us and experience why we’ve built a reputation for obtaining the most readily useful solution among bank declaration lenders.

Services and tech for Loan Brokers and Officers

Remain as much as date on loan progress utilizing the HomeXpress Broker Portal, which gives you alerts when loans hit major milestones over the real means, such as for instance whenever loans are assigned to underwriters. Our loan rates motor will reveal pricing that is detailed on our items. When you’ve submitted that loan with HomeX, you’ll be in a position to see loan conditions and loan clearances in real-time regarding the portal.

We make use of Loan Brokers and Loan Officers as if you on a basis that is daily assisting framework loans and supply solutions for borrowers that have maybe not discovered success through conventional loan providers or federal federal federal government automated underwriting methods.

12-month Bank Statement Tools through the Industry’s Many Trusted Lender

Are you currently an agent who wishes to put this type to your customers of loan? If that’s the case, get in touch with all of us for more information on our indiv
800-216-1723 or complete our broker application online.

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